This disclosure (“Warning,” “Agreement”) is a contract between you (“User,” “you,” or “your”) and Site Administrator (“Website Administrator,” “we,” “us,” or “ours”). This Disclaimer explains how to use the website and any of its goods or services (together, Website Services” and its).


Unless otherwise specified, any ideas or views expressed on this Websites are private to the Website Operator and do not reflect those of persons, institutes, or organizations with which the owner may or may not be affiliated in a professional or personal capacity. Any thoughts or comments expressed are not meant to belittle or disparage any faith, racial background, club, organization, business, or individual.


Several of the Site’s connections may be “affiliate links.” This implies that if you click on the link and buy something, Website Operator will get a reward.

Warranties and indemnification

The data and material on, disseminated via, linked, downloaded, or accessed from this Website are guaranteed to be accurate, reliable, and comprehensive by the Website Operator. The content on the Website is provided for academic purposes only and is not meant to be used as legal, fiscal, medical, or other expert advice. If you require professional guidance, please do so. Furthermore, the material on the Website, as well as any pages linked from it, is subject to change at any moment without notice. We have the right to change this Disclosure at any time, with the new version being effective when it is posted on the Website. We’ll update the new date at the bottom of this page once we’ve done so. Sustained usage Site following any such modifications constitutes your acceptance of such changes.

Acceptance to the terms of this agreement

You accept that you have read and agree to the terms and conditions of this Disclaimer. You agree to be bound by this Disclaimer by visiting the Website. You are not permitted to use or access the Website if you do not agree to the conditions of this Disclaimer.

Getting in touch with us

Please feel free to contact us at if you have any issues regarding this Disclaimer.